Multiple Lender Partnerships

Financing Made Simple

We work with a network of trusted lenders to find the right rate for you — fast approvals, flexible terms, no surprises.

How It Works

01

Submit Your Application

Fill out our simple financing inquiry form. It takes less than 5 minutes and won't affect your credit score.

02

We Find Your Best Rate

Our team shops your application across our lender network to find the most competitive rate for your situation.

03

Drive Away Happy

Once approved, we handle all the paperwork. You just sign and drive away in your new vehicle.

Our Lending Partners

We work with Canada's most trusted financial institutions to find the best rate for your situation.

TD

TD Auto Finance

One of Canada's largest auto lenders, offering competitive rates for a wide range of credit profiles.

Competitive rates
RBC

RBC Royal Bank

Flexible financing solutions with pre-approval options and terms up to 84 months.

Up to 84-month terms
SDA

Scotia Dealer Advantage

Fast approvals and tailored payment plans designed to fit your budget and lifestyle.

Fast approvals
BMO

BMO AutoSmart

Straightforward financing with transparent terms and no hidden fees.

No hidden fees
CIBC

CIBC Auto Financing

Competitive interest rates with flexible payment schedules for qualified buyers.

Flexible schedules
WF

Westlake Financial

Specializing in non-prime and second-chance financing — everyone deserves a fair shot.

All credit profiles

Common Questions

Will applying affect my credit score?

Our initial inquiry uses a soft credit check, which does not affect your score. A hard inquiry only occurs when you formally proceed with a lender.

What credit score do I need?

We work with lenders across the credit spectrum. While better scores get better rates, we have options for most credit situations including non-prime buyers.

Can I include my trade-in?

Absolutely. Your trade-in value can be applied directly to your down payment, reducing the amount you need to finance.

How long does approval take?

Most applications receive a decision within a few hours during business hours. In many cases, same-day approval is possible.

No Obligation

Apply for Financing

Fill out the form below and our team will be in touch within one business day.

Mercari Motors

Calgary's premier destination for quality pre-owned vehicles. Transparent pricing, no pressure.

Contact

123 Macleod Trail SE
Calgary, AB T2G 0A1
(403) 123-4567[email protected]

Hours

Mon – Fri
9:00 am – 7:00 pm
Saturday
9:00 am – 6:00 pm
Sunday
11:00 am – 5:00 pm
© 2026 Mercari Motors. All rights reserved.Calgary's Premier Pre-Owned Destination